• Mon - Friday 8.00 - 18.00
  • 40 Brighton Rd, Windsor Park Estate, Cape Town,7570
  • +27 21 569 0114

Low Credit Score Or Blacklisted?

WE OFFER RENT TO OWN FINANCE

SAY HELLO TO YOUR NEXT CAR WITH RENT TO OWN

Your credit history won’t affect your ability to own a quality used car. Check below if you meet the minimum criteria in order to qualify.

drivers

RSA ID DOCUMENT

You must be a South African Citizen and in possesion of a valid RSA Barcoded Id Document or the latest new Id Card

Drivers-license

RSA DRIVERS LICENCE

You must be in possesion of a valid, non-expired South African drivers licence. Learners Licence can not be accepted.

cashdeposit

MIN DEPOSIT OF R 999.00

Do you have or can you raise a minimum deposit of R999.00? This upfront payment must be paid on approval.

income copy

INCOME REQUIREMENT

Only apply if your gross salary is min R15000 per month or, when self employed, a minimum turnover of R 30 000 per month.

FREQUENTLY ASKED QUESTIONS

Can I apply If I am under debt review?

No,unfortunately we can not help if you are still under debt review.

Can I apply with no previous credit history or low credit score?

Yes, even if you are just starting out with no credit history or a low credit score, you are welcome to apply

For how long will I be paying monthly installments?

The maximum term we can offer at this time for monthly installments is 60 months

What is included in the monthly cost?

  • Vehicle tracking included
  • 2 Year Mechanical Warranty
  • Monthly insurance
  • Licence and Registration Fees

Will I be the legal owner of the car at the end of the rental period?

Yes, you will be the legal owner at the end of the rent-to-own payment period, once you have made your last payment

What other documents will I need to prepare and send?

  • Copy Of Valid Drivers license
  • Proof and Copy of RSA ID
  • Proof of residence
  • 3 Month’s original or stamped bank statements
  • 3 Month’s recent payslips or proof of income
  • No criminal record

SUBMIT YOUR ONLINE APPLICATION NOW

    PERSONAL DETAILS:

    Full Names *

    Last Name *

    ID Number *

    Cell Number *

    Email*

    Home Address

    Occupation

    BANK DETAILS:

    Name of Account Holder

    Account Type

    Bank Name

    Branch Name

    Account Number

    Branch Code

    PERSONAL APPLICATION:

    Net Take Home Pay (Own) R

    If you have signed Surety or Co-Debtor, Please indicate the full amount Outstanding R

    Which vehicle do you have in your mind?:

    Year

    Make

    Model

    Max Price

    I Confirm that:
    A. I am not a minor.
    B. I have never been declared mentally unfit by a court.
    C. I am not subject to an administration order.
    D. I do not have any current application pending for debt restructuring or alleviation.
    E. I do not have any current debt re-arrangement in existence.
    F. I have not previously applied for a debt re-arrangement.
    G. I am not under sequestration.
    H. I do not have applications pending for credit, nor open quotations as envisaged in section 92 of the National Credit Act.

    I. If any of the above is incorrect, give details:

    DECLARATION BY CLIENT:

    * I hereby grant the Credit Provider the right to communicate with me through any electronic/written media or verbally in order to make available to me, their product offering.

    YESNO

    * I hereby grant the Credit Provider the right to increase my Credit Limit once every year to accommodate any Value Added Products needed and requested by me.

    YESNO

    * I hereby give consent to the Credit Provider to make enquiries about my credit record with any credit agency and to obtain whatever information on me they might require to process the application. I also give consent to the Credit Provider to share my payment behavior with any credit agency.

    YESNO